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Creditinfo Report Plus

The Creditinfo Plus Report is the most comprehensive report that extends the Creditinfo Report with our rating information – Creditinfo Predictor. It includes credit information from credit information providers and information on queries made on a subject. It allows the customer to assess repayment capabilities and display a list of repayments on previous and current loans.

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Creditinfo Predictor

The Creditinfo Predictor has been developed to provide users with a unique assessment of the individual. The score is represented by a number ranging from 250 to 900, which is also accompanied by a risk score ranging from A to E. Essentially, the higher the score, the lower the risk. To interpret the score, the main elements of the score are presented in a series of reason codes. Reason codes are frequently used in manual underwriting as an indication of items that require further investigation.

Creditinfo will conduct ongoing reviews and statistical analysis of the Creditinfo Predictor to ensure that users have the most predictive and effective risk assessment tool available.

For those looking to use the details in addition to the score, the report is structured so that all key summary information is located under a tab called the dashboard. This summary is further enhanced with a series of traffic light indicators. For in-depth analysis, users can navigate from section to section using the section-specific tabs on the dashboard. This approach using both summary and detail ensures that the Creditinfo report is suitable for both novice and experienced subscribers.